10 Best Places to Retire in India

One question that I have received several times since I started this blog is about the best retirement destinations in India.
For most Indian retirees, the notion of finding a place to retire is a strange one. Most of them want to live close to their children and other family, and will never consider moving elsewhere. However, with an increasingly mobile and affluent population in India, more people are taking an active role in planning their retirement. Many people are buying retirement homes in desirable locations, sometimes as investment property. There are also more older people from abroad, Indians and non-Indians alike, who are considering long-term stays in India. As a result, this question is likely to come up more often.
To help answer this question, I have tried to list a number of good places for a retiree in India. Any such list is sure to be very subjective for a country as vast as India. I used the following guidelines to select places for this list:
  • Good location with interesting local activities and places to explore.
  • Good infrastructure, including medical facilities. A significant retiree population is a plus. This eliminates some of the more exotic locations.
  • Not excessively crowded. This rules out most of the bigger cities in India.
  • Safe, with a cosmopolitan outlook and open to outsiders. A sizable expatriate population is a plus.
Here's my list of best places for retirees in India, in alphabetical order:

1. Chandigarh

Chandigarh, capital of the northern Indian states of Punjab and Haryana, has always been different from most of urban India. With pedestrian plazas, fountains and streets arranged on a grid, the city always felt modern. Chandigarh today is a booming town with the country's highest per capita income, and is favored by Indian yuppies and medical tourists alike.

Comments? Share them at Retiring to Chandigarh.

2. Coimbatore

Coimbatore is located in the southern state of Tamil Nadu. It has been attracting many Indian retirees in recent years. The city is surrounded by mountains including the Nilgiris and is close to the popular hill station of Ooty. The city is also known for good hospitals.

Comments? Share them at Retiring to Coimbatore.

3. Dehradun

Dehradun is located between two of the most important rivers in India, the Ganges and Yamuna, with the Himalayan mountains in the north. It offers beautiful scenery and a moderate climate in summer. The town also serves as a convenient base for visiting the area's many tourist sites.

Neighboring towns include Haridwar and Rishikesh, known for their religious connections, and the hill station Mussoorie.

Comments? Share them at Retiring to Dehradun.

4. Goa

The former Portuguese colony of Goa is known for a fine climate and a cosmopolitan culture. Renowned for its beaches, Goa is visited by hundreds of thousands of international and domestic tourists each year. Located on the west coast of India in the region known as the Konkan coast, Goa is home to a growing number of Europeans and Indian expats from abroad.

Comments? Share them at Retiring to Goa.

5. Himachal Pradesh

Himachal Pradesh Tourist Attractions-Palampur 1Himachal Pradesh, a state in northwestern India, is known as the destination for those looking to experience the Himalayas, espcially the remote valleys of Lahaul and Spiti popular with trekkers. The state also offers much for those looking to settle down.

Popular cities and towns include Shimla, the state capital; Dalhousie, a charming resort town; Dharamsala, the exiled home of the Dalai Lama; and Manali, a ski resort.

Comments? Share them at Retiring to Himachal Pradesh.

6. Kerala

kerala backwaters house
Kerala has been a popular stop for visitors to India for many years. Located in southern India along the Arabian sea, Kerala is known for tropical forests, a fertile coastal plain, and its backwaters.

Besides the two bigger cities of Thiruvananthapuram (Trivandrum) and Kochi (Cochin), there are many other popular towns including Kozhikode (Calicut), Munnar and Varkala. A large number of people from Kerala who worked outside the country are now retiring and coming back to live in their home state.

Comments? Share them at Retiring to Kerala.

7. Mangalore

Mangalore is the main port city of the state of Karnataka. It is located on the west coast of India on the Arabian Sea.

A growing city with a diverse population, Mangalore is known for its beaches and temples, and a landscape dotted with coconut palms along rolling hills and rivers.

Nearby cities include Manipal and Udipi.

Comments? Share them at Retiring to Mangalore.

8. Mysore

Mysore has been a popular destination for travelers, particularly for its palaces and temples, and as a base to explore nearby locations.

Mysore has a reputation for being a quiet and sleepy city, but in recent years it has become an active location for IT companies employing large number of young people, while still remaining attractive for older people.

Comments? Share them at Retiring to Mysore.

9. Pondicherry

Pondicherry (Puducherry) is a former French colony, known for a laid-back lifestyle and a slow pace of life. A remarkable degree of French influence still exists here and the place has been especially popular with French-speaking visitors and expatriates.

Pondicherry is known for its spiritual connections (Auroville is a popular destination), good infrastructure and medical facilities.

Comments? Share them at Retiring to Pondicherry.

10. Pune

Pune is located in the western Indian state of Maharashtra. With a population of over 4 million, it is the largest city in this list. It is now home to many software and IT companies, and has a diverse population.

Nearby places include the popular hill stations of Lonavala, Khandala and Panchgani.

Comments? Share them at Retiring to Pune.

Have suggestions on other retirement destinations in India? Please share them at Other retirement destinations in India.

Related posts:
All Flickr images used per Creative commons.

Update: Thanks for the many great comments. I have now turned off comments for this page, but added links to separate pages for popular retirement destinations in India. Please use these pages to share your comments and get in touch with others considering the same or nearby locations.


agrawasis said...

agra should also be added to this list, as it is well connected, lots of places to see and activities to participate, proximity with delhi, good medical facilities and cosmopolitan ambience, though it is warm, which is good for lots of old people suffering from cold and asthma or other breathing disorders

Tanashah said...

I think there are a lot of less well known places one can find depending upon one's own criteria like - language, climate preference, activities interested in etc.
For example, a north Indian will not be at home retiring in Coimbatur unless he speaks tamil. Or a person from a city near sea may feel landlocked in Himachal pradesh!

L said...

this is an interesting compilation.

we have people who want to retire in goa approach us. they usually look for sea facing / homes from where you can walk to the the beach. what works in goa's favour is friendly people, the unique culture, urban yet village like atmosphere, clean fresh air etc. what is missing in goa, however, is an extremely busy professional life.

you may be interested in adding the legal aspect of buying property in india. we have compiled some points on our website, and you can use excerpts from it or provide a link to it (http://www.goaproperty.co.in/buyers_guide/2007/08/rules-to-purchase-property-in-goa-india.html)


Anonymous said...

i think a best place to retire is your own home state if you stayed out of it during working life. you can easily get adjusted to the climate, people etc, the changes in the culture, life style etc wont bother you much.spending the last years before death, dying in their own place is my choice.

Rohini and Shekar said...

Certainly, a lot of people would agree that Mysore city is called the "Pensioner's Paradise". The Royal City of Mysore, a beautiful city ideal for people who wish to live a peaceful life and the weather of Mysore is very pleasant throughout the year. For people near Bangalore/Mysore, the brand new "Evergreen Villas" in Mysore, built in collaboration with Kingsford properties,Australia, promises to give a resort-styled luxury living for the people over 55. Visit the website at http://www.evergreenvillas.in

gopal said...

Gopal Krishnan from Canberra Australia

I think of New delhi where I spent my days ntil I was thirty and migrated to Australia thirty years, I do go to Delhi, it has changed a lot in those thirty years, I can't relate to it at all. My choice would be a semi-urban place like Mysore or Pondicherry where the climate is salubrous and more activities for the older genration.

Anonymous said...

I went through the list of places suitable for post-retirement living. I was wondering what would be the criteria to choose a place? Apart from the obvious cultural similarities or dissimilarites, what is it that one trully seeks in the post-retirement life? This is because many talk of Goa as a suitable place but given the crime scenario is it still the best choice for many? This applies to every other place on the list. So then what is it that will eventually determine our selection of place?

AstroWishes said...

Very informative & I liked learning about & seeing pictures for different cities in India. I am planning to travel to India, perhaps to move one day.

Anonymous said...

The site will be helpful if you add information on the retirement homes existing/coming up in these areas and how to contact relevant persons to get details.

Atish said...

Very useful and informative site, I am also looking for people who would be interested to join to start a similar venture in Pondichery.

Anonymous said...

I found much needed information from your we-site, thank you. could someone give information regarding places to retire near Bhubeneshwar (orissa) for my mother,thank you.

srini said...

Visakhapatnam in Andhra Pradesh should be added to this list. It has laid back life style, nice beaches, decent medical care, nice people, low crime rate, low cost of living.

nishim said...

A friend of mine and I are thinking of moving to Pondicherry and looking for a few more single people to join us in setting up a group home and some kind of venture to give us a basic livelihood. Interestingly both of us have lived in Chandigarh but find it an appalling place for single women....unfortunate, because in many other respects it is a great city to live in. Someone should also compile a list of cities where single women can feel safe and have a good life.

Anonymous said...

Vishakhapatnam in AP is another place.

Anonymous said...

The author recommends either the state or the city but IMHO you should retire where its relatively calm and serene, have enough social activities to do, major city is not more than 30 minutes drive (unless you are a patient of heart problems) and most importantly crime rate is low in a good neighbourhood.
I am from Pune and was stunned to see Pune in this list. NEVER EVER think of it. If you don't believe me, try crossing any street in Pune or try taking public transportation any time during the working day or try driving for 2km without honking a horn then you know what I am talking about. Pune has changed a lot in last 5 years, curse IT for that.

India has yet to come in the ages to take care of single retirees i.e. retired with children in another corner of the world or nobody to take care of. Lets hope that things change in next 10-15 years.

Anonymous said...

I am a foreigner and have been living in Delhi for last 23 years and i don't know how i have been tolerating it. people are so rude and mannerless, no regards for laws. Very unsafe place for women. All my friends talk of shiting to somewhere else, but where?? They say that people are better in Mumbai but i really don't know.In delhi, if you have money, you can buy bungalow with garden, but maybe that is difficult in Mumbai.

Anonymous said...

I am very interested in obtaining information on retiring in Goa ,I have visited there from Canada and I
felt good about it just wanted to know about the cost of living and the hidden things you don't see or know about a place till you live there .

Anonymous said...

I'm a North-Indian (from Chandigarh) living in Goa and have to agree that its perfect for retirment, the only hitch being property prices.

Realty rates are very high considering that most houses/units in Goa are VACANT. Yes, people from all over India buy property in Goa... but it will probably be occupied when they want to retire.

I live in a leased house in Dona Paula, THE most expensive place in Goa. And I say with confidence that 35-40% of houses/apartments are vacant in this area alone. And this is in Panjim and all the rich people live here. So, its hard to imagine why property is so expensiv.. but it is.

And its worth retiring to. No doubts about that.

But I will be leaving Goa next year... because I'm 35years and the place is too "retired" and empty for me, wife and kids.

Goa is perfect for retirement.
For young city people... its subjective.

Anonymous said...

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Anonymous said...

Live anywhere except Kolkata - it is a totally uncivilized, underdeveloped, overgrown village, with no infrastructure and dismal facilities. It is like a filthy, noisy and grossly overcrowded shanty town.

Anonymous said...

This is a worry which most of us have to face when over 50 years of age and to make an informed choice.

I see an important aspect of post retirement is either one is planning total disengagement or wishes to be partially engaged with some passion, hobby, part employment, philanthropy etc

Criteria may differ from individual requirement. Create a matrix and give weight to your criteria in term of importance. Then score each criterion from 1 to 10 for preferred place. Total of your matrix will rank the suitability of retirement place.

1. Own health – hospital, medical insurance, proximity, anticipated morbid life & need for assisted living
2. Own available fund for buying property & recurring expenses till end of life for self & spouse.
3. Social need & network –need for socializing (high, medium, low, very low etc)
3a. friend
3b. relatives – quality of relationship
3c. children –dependability, convenience, number of kids
4. Hobby & recreation- tennis, golf, cycling, badminton, swimming, Yoga, club activity & availability of membership, community club
5. Tolerance levels - quiet place, club facility, noise level, place to walk jog exercise, mobility, need for communication, travel requirement, public transport , nearest airport, station, public library, religious place, nearest shops stores, house or apartment community etc
6. Climate friendliness – cold, moderate, hot
7. Location – hill, river, sea, forest, population and property costs, cost of living etc
8. Law & order
9. Culture changes, acceptability of local population, language requirement
10. Partial employment, philanthropic activity etc
11. Own taste, temperament, style
12. Infrastructure – power failures, water scarcity, Internet connectivity,

Anonymous said...

Anonymous who posted on Oct 20th, can you elaborate please.....some other people told me its the jewel of Bengal. I want to travel around India after visiting Southwestern area and loving India.

Shiv said...

Why Kolkata is a shabby village I dont understand. The crime rate is much lower than any major cities. Beside the living cost is minimal. The difficulty I think is public healthcare as it is non existent. But if u can afford health insurance then it is at par of any major city. Some really good hospitals are there.But My choice of retirement will be Pondicary... because of the public medical facility is suparb and the sea :). Only disadvantage is the heat. Sweating year round :(

Anonymous said...

Guys ...can anyone please suggest a good place in Uttranchal with moderate climate (not the hill stations)good internet connectivity ( I live & breath with internet)& low property cost. Thanks. Please do not use this blog to fight location specific issues. After all beauty is in the eye of beholder.

Anonymous said...

Thanks for compiling this list. Glad to say, I have visited / stayed in all the places in this list can see they very well deserve to be on list list (may be some places should not be in top 10 but I guess its personal choice afterall so don't want to debate on pros and cons of each place).

I am sure there are lot more good places so this list can certainly be enlarged. I was looking for some suggestions for other places in Gujarat. Any inputs ??

Radheesh said...

Excellent Post and Awesome Snaps. Your post is very informative.

manan said...

VIZAG is a place for its beauty n peacefulness instead of coimbatore which is a idustrial city vizag should be named. and pune why is that city selected??

Anonymous said...

I agree that kolkata is all that has been posted by anonymous...it is a city for the poor and illiterate goons as there is no semblance of law and order...people are all so very jealous and narrow minded and only indulge in mindless adda.I am saying this after having lived in bom/pune/blore/chandigarh

amita said...

Trying to contact Nisham who is interested ins etting up a commune in Pondicherry for single people.
Please contact me at amitavirmani@yahoo.com

amita said...

Sorry I meant Nishim. Nishim if you read this please contact me.

Green Orange said...

i lived in coimbatore for 2 years in late 90s... i would say that is the one of the best places in india to settle down and have a peaceful life...

raj said...

Nice post, I think perhaps Goa is the best mo

Anonymous said...

Nagpur in Maharashtra ...I guess it would rank in top 3

meriprem said...

I'd have to say Kerala. I prefer a smaller place there that is not to long a drive to the big city, Cochin. I have found people in South India warm-hearted, kind and friendly, spiritually minded, but I found then in Kerala l0 times more so. Is there anyone out there who knows about Kottayam, in Kerala? Also,how long a Canadian would be allowed to stay there before having to come back over their own border in order to preserve citizenship, medicare, and old age pension security cheques when it is time for it -

nishim said...

OK...how many people here are seriously interested in getting together to settle down (apartments in the same complex or small houses on some land)in Chandigarh or Pondicherry? You can write to me at krishvim@rediffmail.com and let's get to know each other a little bit first. Put 'Retire to India' in the subject line of your mail please.

rakeshchandra said...

Chandigarh does not deserve to be in this list any more. It is bursting at seams. It is very cold during winters.

Anonymous said...

My vote would go to Vizag in Andhra Pradesh. There are many condos and townhouses near the beach area which are maintained well by their managements. The city is growing outward and you can now see developments along the shoreline. The cost of living is much lower than Goa or Hyderbad - I estimated a monthly expense of Rs 15k(excluding rent and car expense) during my 4-month stay last year. It has good medical facilities and entertainment centers. Some factors to consider would be the summer heat, power cuts and water shortage. I am told conditions are better towards Rushikonda.

Harsha K said...

You can live in any city of India, with a reasonably good lifestyle, for about Rs.50,000 - only if you have your home paid for.

This amount will cover for two persons - household grocery expenses, car+driver, Domestic help, utility payments, and some weekly outing/entertainment.

What this won't cover is discretionary expenses like holidays, yearly outgoes like Insurances, clothes and any other one time expenses.

Of course, If you have dependent children that's entirely a different ball game.

Dharmendra said...

Someone mentioned Gujarat so let me tell you I find Gandhinagar very ideally situated for NRI.Situated near Ahmedabad all facility is superb and is fast developing for future. I have lived all my life in Tanzania and then in U.K. now. I am Gujarati I have purchased one flat in Gandhinagar since 1995. I go there from since few years every winter. I love this place and recommend to anybody who loves peaceful life. I can't wait to go back !

Anonymous said...

I have been living in Vizag for the past 3 years and anyone who says Vizag is a nice place to live after retirement, they must be real nuts. No doubt its one of the nature's splendid wonders, but the people are real hopeless.
1)People are worst when it come to traffic sense. Real big honkers, keep honking horns even when not required.
2)Only people from Andhra use 'Hazard Lights' as an indicator to go straight at cross roads.and you would find them in huge numbers in Vizag.
3)Sanitation levels are dismal. Still has open drain systems.

4) Air is heavily polluted beacuse of refinery like HPCL and other Petrochemical industries.

5) Cost of living is very high, more than Hyderabad.

6)With no good reservoirs the supply of Water is real bad.

Rajeev said...

I am a Bank officer from Bangalore, and also associating with a leading NGO in India.

I am shortly qutting my both jobs(within one month) and planning to start a luxurious senior citizens old age home in Bangalore/Coorg.

In this connection I would like to get feed back from my dearest brothers and sisters about their expectations of a luxurious senior citizens old age home.

Please mail your valuable suggestions to rajeevkv44@gmail.com

yarra said...

Just stumbled on the blog.....great stuff.
I spent a year traveling a great part of India from Mysore in the south to Manali in the north. There is still so much more left to see!!! My question is what is the great hurry in settling down in one place. We are after all talking about retirement aren't we? Isn't this when you are off the treadmill and have time on your hands? So why not travel around and stay indifferent places, experience the ambiance, lifestyle, costs etc before making a decision to settle and purchase a home? At least that is the way I plan on doing it in a few years time. This trip was just a precursor. India is such a huge country. Each state is so different from another and so diverse both in language, culture and weather amongst other personal things.
Just my 2 cents worth :)


I am a Canadian citizen ( Indian but not born in India ) and I believe that you can stay out of Canada for 6 months every year if you want to continue receiving your OAS / GIS benefits which you can apply for at age 65. You can of course receive your CPP benefits anywhere in the world without this restriction.


Anonymous said...

I am doing it in Mangalore - I love this city + I speak Kannada - prices are relatively less compared to places like Goa, but essentially has the same climate!

retirementlife said...

seniors looking for good reirement home in india may visit the site www.aarogyakudumbam.org

Anonymous said...

I think Kolar Gold Fields( previously used to be called as mini England) are to be added to the list.It is one of the best places i have ever visited or have ever experienced.About the climate about the culture the people over der.Definitely KGF deserves to be in the list

By Saravana

prem vartan said...

to vishim and amita: visit us at www.communeosho.ning.com and join the group also visit www.communeosho.co.cc too.

prem vartan said...

dear vishim and namita,
Communal Living takes lot of issues in consideration before succeeding in the effort. Issues like education, learning system,beliefs, sociteal conditioning,sociteal structure,religion,politcs,constitution etc are the major obstacles which hinder one to live in an intentional community. Majority of people excited to live in an intentioanal community or commune do not consider to study such issues, the result obviously is a faliure to establish a sustainable community. We are discussing such issues on our yahoo group to identify serious people who want to understand communal living. Join us at groups.yahoo.com/group/communeosho . this blog is great indeed as it shows a way to so many genuine people looking for secure options to live. Thanks to the blog owner!

Rashmi Godika said...

Hi, I am looking for very peaceful place somewhere in pondicherry or coorg or any place which has tons of greenery and a pleasant climate all year long..long way to go for retirement but want to plan for one..I really wish there will be some place left in India which is not polluted by urbanisation...pls suggest as many pristine locations as u all can,thanks, Rashmi

venkatesh said...

I still believe of all the cities in India Bangalore is the best choice for retirement for the following reasons:
a) Being the IT Hub of India, it is well connected to many international desitnations. It is convenient for your children to visit you. Its just one hop flight from many destinations abroad.

b) Cant beat the climate! Summers are cool and winters are moderate.

c) Diverse and cosmopolitan city. Bangalore welcomes all and people are not rude as in other northern cities.

d) Outskirts of Bangalore offers many nice rustic locations for retirement.

e) Good muncipal facilities.

So do consider Bangalore as your choice to retire.


Retire in Bangalore!

G nagarajan said...

For a conservative or a modern tamil speaking indian any day Madras is the best option to live retired life even they have lived their working life in any part of the world.
The suburbs of Madras ( chennai) has grown with lot of infrastructure and facilities and senior persons can travel easily.
Since most of the friends & relatives live around these places and chances of seeing them in various occasions ( which is great relief ) and unwind them .
climate should not be an issue as a/c has become part living in home/ car/ public transportation.

High end like U S/ Europe retirement homes are coming up to meet these senior NRIs' life style.
welcome home
opinions welcomese

Anonymous said...

Rather than writing about comparision of cities. Why can't we write more about our cities we live. For example in Live in Ahmedabad then I should write preciesely about the quality of life, climate, earning opportunities, people, infrastructure, locations, cost of living in the city, roads, standard of living, cost of 2bhk flats, bungalows, best areas to live etc.

Anonymous said...

I don't know what the law and order is like in India now a days. You often hear in the news about the gundas of the politicians making life of the ordinary people a misery. The police don't rarely ever touch these people. The infrastructure is poor, the roads extremely dangerous and high level adulteration of food. Can someone who has retired to India from the UK, US, Canada or Australia give me an idea how they have coped with all this?

Anonymous said...

having lived in US for 8 years , i would anyday take law and order in india over that in any Metropolitan-city,USA. Aggravated robberies, home invasion, car break-in, murder for sometime no apparent reason, gun-wielding pyschos etc. are most commonplace in US than in India. I am always very amazed at people who travel to india and bitch and moan afterwards, about how they were mistreated during their stay there. I guess they forget what they have to endure back home or somehow they become immune to the situation and take everything as part of life. In the end, i would like say that any place would have goods,bads and uglies of its own, so it all depends on what your priorities are.

Anonymous said...

Hi, this is a great compilation, and this debate needs to taken seriously when one is young! My husband and I are contemplating retiring as we are both in our fifties and forties respectively. We have been in Goa for three years now, and I am sharing some observations, which readers may or may not agree with.
The favourable points are of course, Goa's beauty, and the tolerance of it's people, who do not care to discriminate based on things like your faith, dress, etc.(although the ethnic older lot of Goans do tend to socialise only amongst their own faiths).
Though the cost of living is high, the fact that one doesn't need to spend on too many clothes, and other material things, does affect the monthly budget favourably. Entertainment is almost free, which can comprise of either a beautiful cultural evening spent at Kala Academy, or a drive in the lush green villages, to the sea or the mountains is very very soothing. Eating out is nowhere near as expensive as cities like Delhi, Mumbai, Bangalore.
Also, being a tourist destination, compared to other small towns, the options of eating out are plenty.
Despite the news reports, if one takes basic sensible precautions,Goa is still comparatively safe, and its villages have good roads, ATM's etc.
The downside(and this is only for those whose Goan home is their only one), acc to me, is that, though Goa is very scenic, its also extremely dull. One thing that strikes me in the thread is that everyone who is speaking of retirement thinks of it as a time when one does nothing. Believe me, after all those years of being mentally and physically engaged, it just isn't possible to watch the scenery or delve into history (Goa's got an ancient and rich one) for the rest of one's life. The pace of life in Goa is very very slow, and while it rejuvenates one when one comes here for a vacation, it may hang heavily when one continues to live here.
The local people, most of who are not well travelled or educated have a blinkered attitude, and very little understanding of the diversity of Indians.
Most Goans prefer outsiders as tourists, not permanent residents.Of these, they much prefer foreign tourists to Indian ones.
The government machinery (including the politicians, the police force, etc.) is very corrupt. This aspect will reveal itself to you once you purchase property here, as you have to bribe your way through every step, even when everything is in order.
Don't expect to fraternise much with the ethnic Goans, as they have full and large families, and very frequent family get togethers. Your friends will have to be other migratory residents like yourself.
Goans oppose all developmental initiatives, so chances are the gap btw other places and Goa will widen. Also, for those couples whose children are elsewhere, there could be a disconnect btw your children and you after some time.
One of my friends, who has been in Goa for the last twenty years, and who lost her husband some years ago, had this to say about Goa:
"True, in a big city, the pollution, traffic,water and electricity shortages hassle you, but in Goa, one ages far more quickly because of boredom, and the fact that the mind is just not challenged at all."
As for my husband and I, we plan to keep our house in the city, and rent a place in any of the small places. Our retired lives will be spent in not one, but two places, the city and a small place. Cheers to all, :-)

Anonymous said...

Hi, this is a great compilation,
My husband and I(both in our fifties) have been in Goa for three years now, and are contemplating retiring The pluses: Its scenic beauty;though the cost of living is high, one doesn't need to spend on too many clothes, and other material things. Entertainment is almost free, which can be either a cultural evening spent at Kala Academy, or a drive around the countryside. Eating out is cheap, options are many, compared to cities like Delhi, Mumbai, Bangalore. Its as cosmopolitan as Mumbai, Pune etc.Despite news reports, with basic sensible precautions,Goa is safe Its villages have good roads, ATM's etc.The downside(and this is only for those whose Goan home is their only one), acc to me, is that, though very scenic, Goa is also extremely dull. The pace of life in Goa is very slow, and while it rejuvenates one on a vacation, it may hang heavily when one continues to live here. The local people have a casual blinkered attitude and very little understanding of the diversity of Indians. The government machinery (including the politicians, the police force, etc.) is very corrupt. This aspect will reveal itself to you once you purchase property here, as you have to bribe your way through every step, even when everything is in order. Goans oppose all developmental initiatives, so chances are the gap btw other places and Goa will widen. Also, for those couples whose children are elsewhere, there could be a disconnect btw your children and you after some time.

nagarajan said...

For a tamil speaking Indian, any day Madras is the Best place to retire , may be in the suburbs , which is growing with all infrastructures.
I am also doing a Upmarket Golf village outside madras for retirement & week end homes for a world class living.yogasri@gmail.com

Anonymous said...

I'd say Bangalore is one of the worst cities to retire in - esp if you're a single woman or have dogs.

I wish someone would compile a list of safe places for single women to retire in - most indian cities are full of goons, sex-starved men on the make and con artistes, not just kolkata. You've got to experience the terror to believe it.

Siddalingesh said...

I would say Dharwad(North Karnataka) is also great place to live after retirement...


natesan said...

Tiruchirappalli on the banks of cauvery river is best retirement destinationas1.water availabilty.
2.many many temples around to spend the retirement peacefully and spritually
3. good medical facilties.
4.comparitively cheaper cost of living

Anonymous said...

you are very informative!! however as a non Indian resident, origin married to or else, just an EU citizen= retired who would love to retire to the Himalaya= legally= what can I do?
I knwo where I want to go , but can I go??

Naresh said...

Think of PATIALA in Punjab. Very calm and quite. City of gardens. Not very expensive. Warm people. What more u need.

Anonymous said...

Hi Dharmendra:

When u r not living at Gandhi Nagar, do u rent ur place or do u exchange for the alternative place..I would be interested exchanging home and if u r pls write to me preetiparekh42@yahoo.com

Anonymous said...

Hi Anonymous,

Are you a single woman? So am I. I've lived off and on in India for the last 15 years (after 15 in the US earlier). Currently in the US making plans again to spend at least half the year in India -- mostly in Chandigarh and the hills. Chandigarh makes for a nice base from where one can go into the hills very often. If you like, get in touch at krishvim@rediffmail.com and we can discuss this more.


When you think of retirement home, the first thing to consider is the city/town where you want to live. Most of the places in the 10 either suffer from poor infrastructure, excessive pollution, non-availability of manpower, extreme climates, over crowding, or a combination of one or more.

As a promoter of Retirement Homes in India, I have found that people want to retire to a Serene, Safe, and Congenial place, preferably away from the city. But, to a affordable place that has good Healthcare, Transport and Help at hand. Salubrious climate is the next requirement.

If you take these into account, the list of Best narrows down to: Outlying areas of Bangalore, Coimbatore, Chandigarh, Mangalore, Mysore and Pune. While Trivandrum is an ideal location, the lack of responsible help is a majore drawback. Other cities in the list lack both dependable Healthcare and Transport infrastructure. While Himachal is a idyllic spot, the winter chill is a serious problem not to mention the frequent landslides during monsoons.

Anonymous said...

me and my boyfriend are planning to live in Goa.
We both are currently in Germany.
Can anybody name us a good place in Goa to stay and a safe aswell?
If anyone is there then contact me shida.deluxe@yahoo.com

harkol said...

The best place to retire is not necessarily a particular destination. It is a place where you can have an active social life, good and affordable lifestyle.

Ideally, your home town suits the bill. But, if you live in a urban jungle, then perhaps consider a smaller town where you have considerable frinds/relatives.

In old age, your metabolism slows down, so it is best to go to warm climes like coastal belt (Mangalore, Goa win here).

But, if you are retiring young Hills are unbeatable option.

Anonymous said...

Belgaum is a very nice retirement place. Belgaum has clean nice air, slower pace of life. Infrastructure in Belgaum is not too great. it is close to Goa, Kolhapur (even you can drive to Pune in 7 hrs). Cost of living is on average side unlike Goa or Pune where it is much higher.
Mysore is also similar though it is changing rapidly. Pune is not good for retirement anymore. For elder people Pune is too fast, hostile, congested and polluted.

Anonymous said...

Beautiful Site..

vacation places said...

Nice article....
The places in your review are very beautiful. . The places will relaxing my mind from depression. Nice info..

naresh said...

i retired from army.i found that most of my colleagues chose undermentioned places to settle(one of the best places to retire)COZ MOST OF THEN DID NOT HAIL FROM THESE PLACES/STATES.
Reasons are not far to seek.good connectivity,medical facilities,military cantonrents etc etc

Sharma, N said...

Views of Sharma, Retd. SR.Manager,(Public Sector)Insurance.

Anonymous said...

my vote goes to shillong meghalaya...... amazing place with one of india's most beautiful scenery......... its the one place i'll always love to stay......

sarath said...

I say that vijag is the real destiny for retired people . the city has very beautiful climate.the cost of living is low when compared to other cities .people can enjoy natural beauties there.being sea shore people can experience cool breezes. as city is industrially developed transport facilities are awesome..

Anonymous said...

Nice blog. We are a Tamil+English speaking couple. Would like to retire with a small farm business to keep me and my wife occupied and happy. Place should have good hospitals + must be scenic and clean. any options ? Does Kodaikanal / Coonoor / Coimbatore come as a close match ?

Anonymous said...

Nasik in maharastra is best place according to me, it is cheap, having pleasant climate through out the year, and its just 2 and half hour away from mumbai

Anonymous said...

I am thinking of settling down in Sidhharth Nagar, UP. Is it good? Please inform if anybody know about this place and how good it is.

Hari Mohan said...

I shall give Udaipur, Ranchi, Kasauli,Shillong & Vizag a place in the list. Instead of Coimbatore I would add the neighbouring Mettuppalayam as Kovai is too hot in Summer.

Anonymous said...

Pondicherry is no more pensioners paradise. Though infrastructure is better than the Tamil Nadu, it has lost the French Charm due to corrupt politicians.Law and order is worst and Pondicherry crime rate is more that the national average.Pondicherry Police are hand in glove with the criminals and it is not safe place to lead a relaxed retired life.

Anonymous said...

how about nangal in punjab to live a life after retirement

Anonymous said...

Everywhere in India is best except UP, Bihar and Delhi.
Try to avoid these places.
Apart from these three Punjab, Rajasthan, Karnataka, Kerela, West Bengal, gujrat, MP, Andhra, Maharastra everywhere is good and have healthy atmosphere and quality life. After all we come to earth for enjoy the life not live with terror, robery, kidnapping,murder, rape, fraud...(which are common in delhi NCR, UP , Bihar)

Anonymous said...

When you retire you look for places which are less costly and weather wise livable and where emergency healthcare available.

In India I can recommend few places where you can have safe and healthy retired life.









nishim said...

A few people from here have written to me regarding the initiative to start a 'retirement group' of sorts. We've formed a small senior singles group on Facebook and are currently reviewing retirement communities around India with a view to joining one eventually and being a support to one another. If you're interested (and particularly if you're willing to help with the legwork and initial effort required), please write to me at krishvim@rediffmail.com and I can tell you how you can join our group.

Anonymous said...

I don't think common advice to "Indians" is practical. Every Indian is some jati first, language next, so retirement should be considered where one will feel safe and more comfortable. This is especially important in old age, and doubly so for old women. There is really no place in India suitable. But some people could develop some villages to make them suitable. Most Indians are looking for a good degree of spiritual quiet and safety from runaway youth culture.

Anonymous said...

Am I the only ethnic American who's checking this out? I'm from an old Eastern family but I spent 40 years promoting and enjoying many aspects of Indian culture.

I introduced Hariprasad Charausia to Boston, along with Shiv Kumar Sharma and Imrat Kahn, consulted for Dabur in Delhi and Ghaziabad and did master classes in the Malabar Hills over Mumbai. Divorced, no kids, I always thought of retiring in both countries.

It's hard for us to just plop down in India, buy a place, and spend our money - talk about visas. I'll be spending as much traveling in and out of the country, but I'm glad I found this site. Lots of good common sense and yes, Kolkata is impossible.

As an American, I'm not geared into the socio-genetical-jat/geographical/linguistical dharmas of Indian families. I'll always be a foreigner so I'll go where my best friend lives. The exiled offspring of the Zamindars breathe Tagore and worship academia but despair at the traffic, the heat, the pollution, the noise and nearly zero typical cultural institutions, no Kolkata philharmonic no Delhi Museum of Modern Art.

But we're talking retirement, and half a year with a driver, a cook, and total luxury might be a nice way to do it, especially if I acquire a few rental units and create that dual-income-stream.
Modern India is so totally laptop-Skype-powered global, I'm bound to make some friends - but guess I'll be a Bong. Kamen ache?

And it sure is cheap. I can visit all those other places.

Anonymous said...

I think, a gated community in the outskirts of Hyderabad, will be a good place to live. Hyderabad has good medical facilities. Climate is ofcourse, hot year round and hotter in summer.

Anonymous said...

Great idea and one that's of enormous relevance in today's world. Some of the other locations I would like to throw in for consideration-Yercaud and Salem in Tamil Nadu as well as Alwaye and Calicut in Kerala

vijay412@rediffmail.com said...

greetings to all, see a place NAHAN in himachal on google. Near to chandigarh ( for advanced medical facility)This town is located on hill top only 17 Kms from plains and about 60 Km from chandigarh.There is problem for non himachalis to buy land but builtup flats available. This is a nice place for retirement time.

Anonymous said...

India has changed a lot in last few years. Some parts of India are now more expensive compared to western countries. I also wonder whether retiring to India is a good idea (unless you have close family ties) - because you can get much better healthcare (and often free) in western countries.

Anonymous said...

I would appreciate it if you can provide information on any such places in Gujarat, India.

Thank you.

Sharon Maas said...

May I ask a quick question?
I have not read everything on this site, but it seems to me that the "retire in India" idea is really only open to Indians or PIO's. Is this true? I long to retire to India, but I have EU citizenship which condemns me to renewing my tourist visa every six months, with a two-month break between visits -- totally unfeasible!
Thanks you,

Anonymous said...

I am 39 and I have purchased 3500 sq feet plot in gated community in the outskirts of pune , near lonawala. Its 1 hr to pune and to New Mumbai Air Port, so well connected. I am US Citizen and planning to return to Pune in next 2-3 Years. This place has all top of the line ammenities like club house, putting green, yoga space, tennis etc etc. Enjoy weekends in lonwala hills. I am thinking Its best plan I have ever done. I am planning to continue to keep myself buzy not to earn money , but to keep myself buzy until I cannot do it any more.Please let me know your thoughts.

Job said...

I am originally from Kerala and currently living in the UK.
I am 66 and am planning to retire back home to India.
Apart from a few age related illnesses, I am currently in good health.
Ideal location will be in a pleasant part of India that is not too hot or humid, away and from the chaos, dirt and noise of the city and suitable for going out for walks, breath clean air, etc.
Any suggestions?

Anonymous said...

I am a US citizen living for 10 years in Chapala, Mexico. Crime here bad but no my motive. Fascination with India since childhood and much reading. Cannot deal with heat/humidity but know there are places with salubrious climates. Ours is known as the best in the world so am spoiled. Speak survival Spanish, watch Canadian TV, inveterate reader, bonded to dog and cat. Widow for one year, excellent health. Is residency possible? Difficult? Have Social Security plus small savings. I love life here. Strong spiritual connections. India too?

Anonymous said...

I think first we need to introspect what we want. If you want relatively cold climate then options are limited. you can further narrow down the options according to your priority list. Like me, I love water, greenery and tracking, so they are at the top of my list everything else like health, connectivity etc comes later. Also, after you zero in to few places search the web, visit, talk to the locals, spend some time there and make an informed decision.

Anonymous said...

I feel so good reading this blog. Especially at the thoughts that the guests are posting. This CLEARLY shows that no matter how much we grow personally or professionally, we mostly long for natural surroundings with a chance to pursue our hobbies which is otherwise not possible. I am 25+ and already in the process of shifting to a much much much softer location with many natural phenomenons around. I am over with the affair with New Delhi. I have talked to people in various states to purchase around an acre or so of nature bound property which can fulfill above mentioned factors. I Love this country and others too. I wish everyone and around who want to feel blessed in the lap of mother nature. Much love and regards. Mandeep Singh (New Delhi, India)

Anonymous said...

Yes, I too feel that the time is ripe for one to settle down in smaller towns and cities rather than stick to large metropolitan cities if at all they deserve to be called so with ever expanding population, concrete jungle, fuming polluted smoke & noise, strewn with garbage no more fascinate me.

Nature lover

Nicky said...

Amazing debate!!! Thanks for all your contribution.

I am totally in agreement with Sep 1, 2010's opinion about Goa or other place, in particular with boredom.

My name is Nicky,a 49 year old woman born in India but living in California over 25 years and US citizen. Due to family situation I took couple of years off and had an opportunity to live in India and not actually go to work. This also made us think about our future and how we plan our retirement place. I can't agree more with many of you that just because you have retired doesn’t mean you can’t get up and do something different which you have done during your working life. With much advancement our thinking is also moving faster than our parents and we are living longer. I can understand since most of us have not yet retired it is perhaps difficult to assume things most appropriately.

Along with many activities, pursuing hobbies/recreation, and socializing, we can also leverage our retirement period and perhaps utilize fraction of eight hours that we gave to employers during working life in doing something meaningful to empower communities. There are many philanthropic organizations which may be trying to help but may not simply have the resources to make significant progress. I feel vacationing for 20 years may be boring whether it’s Chandigarh, Delhi, Kolkata, Mumbai, Pondicherry or Goa or no matter where we live, however, if we believe that every life has equal value and how we collaborate our time/resources and innovatively contribute even in miniscule way to improving the world. When like minded people work on urgent problems and deliver solutions to people in need, the results can be magical – so is the retirement! I would be very interested to hear your feedback on this. Thanks a lot. My email: nickybasu123@gmail.com

Anonymous said...

Which ever place you plan to settle down in your retirement, you always can volunteer some of your time during days visiting orphanages or sick in hospital or visit very old people in Nursing Homes, encouraging & enriching others lives and impart &share your experiences, your love to others.Look around for opportunities to serve others even in your retirement life,then you will never feel bored up or feel depressed.

Goludada said...

The best place to choose in plains and on footills of mountains is HALDWANI or KASHIPUR both in Uttrakhand well connected to Bareilly, Lucknow and New Delhi and if you want to go to hill station the Nainital is not far away just 40 kms from Haldwani. Medical facilities are also good plus it is not very expensive a mere sum of Rs. 15000 will do to meet household expenses.
Just think about it.

Apurv saggi said...

I am from dalhousie, a hill station stationed here in himachal pradesh, a place where people like Rabindranath Tagore found inspiration to write Geetanjali. A fusion of country and urban living , away from all hassels , no electricity cuts or water shortage here, with abundant supply of magnificent views, Do contact me with your views on

georges said...

Hi everyone,

having experienced Pondicherry. Pls dont jump to conclusions; like all places it is not what it was in the past. Politicians in the name of 'Tamil' have ruined it. Though it is called the French window to india. It is far from being a needle hole of French Culture.In this name tourist are cheated. My parents had settled there after having lived there lives in the North. Today it is a big disaster esp if you are people who are educated, travelled and cultured. What most of us want are cultured and niceness around us other than weather and health and connection by airports etc. Pondys weather kills you and connectivity is hopeless . People from neighbouring Tamilnadu have migrated and spoilt the very bliss of this place. An independent single woman is considered a threat to thier culture. I have run from one post to pillar just to find a decent Piano teacher. They dont speak anything other than TAMIL. But yes if you have your own community it works like Ashram or Auroville.

Anonymous said...

I live in Seattle and US citizen and have a PIO card.While searching a place to retire and keeping myself and wife busy with some useful activity I came to know http://www.ekal.org
I visited India last year and while vacationing in Nainital requested to visit a school.The organisers arranged it in a village near Haldwani.As this NGO has schools all over India I have decided to associate with this NGO and plan to live in India 6 months in a year.
Just sharing my thoughts.
Ashok Gupta

Anonymous said...

All these praises for best 10 retiring cities do not include comment on 24 hrs electricity and water supply, a major point for oldage, every one do not stay in society....city like kota in Rajasthan is hot in summer but blessed with many power plants and regular water with the help of water tank

SK said...

I did some work on this before coming to this site. My priority are..
1. Safety
2. Medical
3. Connectivity
4. Social temperament
5. Infrastructure

Plus others.
My choices are of course on y experience, but they are like below .. not as a rank...

Pune ( become quite crowded)
and still searching...

ruth said...

My husband and I would like to retire to India when we're older. Have visited 10 times so far. Want a retirement community to meet other like-minded folks who want to retire comfortabl;e with excellent medical care. Retirement homes in UK ghastly. How do we get round 6 mth visa?

Neeraj Sharma said...

I would say Dehradun and its surrounding towns should be counted. Dehradun is city of about 700,000 people and is only major city in newly crafted state of Uttarakhand. It has almost everything on offer. Situated in Doon valley of Shivalik mountains,It offers scenic beauty. Valley spans from Rishikesh( hib for religious, Yoga as well as adventurous activities like White water river rafting, sunny sand beaches on Ganges). Moderate climate from Indian standards ( In may daytime highs range from 34-38 C but could also ocassionally cross 40C) Nights are pleasent even in peak of summer. Doon Valley is surrounded by Raja Ji National park to it's south and Yamuna to it-s west. There are plentiful of of options within 30 minutes from anywhere. Populaton is very cosmopolitan and multicultural. You could find Indians from Northern Plains,South Indians, Bengalis, Nepalis, Tibetans , Garhwalis, Punjabis, Westerners have made this place their home.

Winter could be chilly but stays sunny normally with daytime highs of 15-20 C.
If inclined toward little more colder places, surrounding towns of Chamba, Tehri, Mussoorie could well be considered. However these places are as cold as London in winter.
If one considers bio diversity, surrounding nature, people, markets, Activities to do, connectivity then Dehradun is for sure a good choice.

Anonymous said...

Me and my wife both are 57,us citizen and living in Chicago for last 17 years.we visit India-Gujarat every January to march for last 10 years,I think our hometown would be the best place for retirtment.take my example- I have same good connection with friends and families as like as I would live in India.with good properties and enough steady retirtment incom ,life in Gujarat is peaceful and pleasent.place I would sujjest- gandhinagar.now a days it has very wast developement and very luxurious flats are available ranging25 to 35 hundred thousands.i have planned to keep two places,one at gandhinagar and second at my hometown in Uttar Gujarat .i think getting involved in good activities and keeping the aim not to make money and spending some from own pocket can give you satisfaction and peace of life during retirtment.i pray-God bless me to live that type of life.

Anonymous said...

coimbatore is the right place.not oly retire, in all terms the best place coimbatore.

Prabhakaran Nair said...

I am a retiree interested to join a retirement community in Trivandrum ,capital of Kerala .If any body is aware of any such community in and around TRIVANDRUM EXISTING OR UNDER PROPOSAL may please inform me in my email id kpnr123@rediffmail.com